Category Archives: home mortgages

Peak: Mortgage Refinance-FL-Organic-Bob Do-Sherry Do NOT Do

Peak: Mortgage Refinance Lead

LOAN DETAIL:
Loan Type: Mortgage Refinance
Property Use: Primary Residence
Property Type: Single Family
Current Value – entered: 500000, or use: 500000
Mortgage Balances – entered: 440000, or use: 400000
Current Rate: Not Entered
Current Lender: Not Entered
Additional Cash – entered: 0, or use: 0
Loan Amount – entered: 440000, or use: 400000
Type Of Mortgage Desired: 30yr Fixed-Rate Mortgage
NAME: Robert
ADDRESS: 360 Central Ave, 8th Floor
CITY: St. Petersburg
STATE: FL
ZIP: 33701
EMAIL: robert@peakhomeloans.com
PHONE: 8007251790
Best Time To Call:
Call on Weekends: NO
Credit Rating: Good – 640 to 699
Employer: Not Entered
Income: Not Entered
Military: No
DOB: 01/02/2013
SSN: Not Entered
Additional Info: Thank You For Your Initial Application With Peak Home Loans. A Licensed Broker From FLFL Will Contact You .

Search Engine: Organic – PHL Page: index – 500
Search Query: – Triggered Keyword: – Match:
Date: 2017/04/05 01:42:46 – IP Address: 47.200.206.223
Browser: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/57.0.2987.133 Safari/537.36

Peak: Mortgage Refinance-FL-Organic-Bob Do-Sherry Do NOT Do

Peak: Mortgage Refinance Lead

LOAN DETAIL:
Loan Type: Mortgage Refinance
Property Use: Primary Residence
Property Type: Single Family
Current Value – entered: 525000, or use: 525000
Mortgage Balances – entered: 440000, or use: 420000
Current Rate: Not Entered
Current Lender: Not Entered
Additional Cash – entered: 0, or use: 0
Loan Amount – entered: 440000, or use: 420000
Type Of Mortgage Desired: 30yr Fixed-Rate Mortgage
NAME: Robert
ADDRESS: 360 Central Ave, 8th Floor
CITY: St. Petersburg
STATE: FL
ZIP: 33701
EMAIL: robert@peakhomeloans.com
PHONE: 8007251790
Best Time To Call: ASAP
Call on Weekends: NO
Credit Rating: Good – 640 to 699
Employer: Not Entered
Income: Not Entered
Military: No
DOB: 01/02/2013
SSN: Not Entered
Additional Info: Thank You For Your Initial Application With Peak Home Loans. A Licensed Broker From FLFL Will Contact You ASAP .

Search Engine: Organic – PHL Page: index – 500
Search Query: – Triggered Keyword: – Match:
Date: 2017/04/05 01:02:19 – IP Address: 47.200.206.223
Browser: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/57.0.2987.133 Safari/537.36

Peak: Mortgage Refinance-FL-Organic-Bob Do-Sherry Do NOT Do

Peak: Mortgage Refinance Lead

LOAN DETAIL:
Loan Type: Mortgage Refinance
Property Use: Primary Residence
Property Type: Single Family
Current Value – entered: 350000, or use: 350000
Mortgage Balances – entered: 160000, or use: 160000
Current Rate: Not Entered
Current Lender: Not Entered
Additional Cash – entered: 0, or use: 0
Loan Amount – entered: 160000, or use: 160000
Type Of Mortgage Desired: 30yr Fixed-Rate Mortgage
NAME: Robert
ADDRESS: 360 Central Ave, 8th Floor
CITY: St. Petersburg
STATE: FL
ZIP: 33701
EMAIL: robert@peakhomeloans.com
PHONE: 8007251790
Best Time To Call: ASAP
Call on Weekends: NO
Credit Rating: Good – 640 to 699
Employer: Not Entered
Income: Not Entered
Military: No
DOB: 01/02/2013
SSN: Not Entered
Additional Info: Thank You For Your Initial Application With Peak Home Loans. A Licensed Broker From FLFL Will Contact You ASAP .

Search Engine: Organic – PHL Page: index – 250
Search Query: – Triggered Keyword: – Match:
Date: 2017/04/05 01:01:50 – IP Address: 47.200.206.223
Browser: Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/57.0.2987.133 Safari/537.36

Survey Asks What Makes A House A Home

There are plenty of surveys asking prospective home buyers what features are most important to them when looking for a house to buy. Most of them find buyers naming storage space and energy efficiency among their top priorities. But extra closets and low energy bills aren’t things normally associated with making a new house feel like home. So what does make a house a home? A recently released survey from IKEA tries to answer that question by exploring how people feel in their house and what makes them feel most at home. For example, 63 percent of respondents said they cook to create the feeling of home and associate certain foods with being at home. Among younger respondents, playing music was an important part of achieving that feeling, with 65 percent of respondents between the ages of 18 and 29 saying they play music to get a homey feeling. Smells and sounds play a big role in what makes us feel safe and comfortable but social interaction and privacy are also important. Nearly 50 percent of respondents said home is where they have their most significant relationships while, at the same time, 25 percent said they’d choose to spend an hour alone if they had one to spare. Overall, survey respondents seemed to feel experiences were more important than things and wanted their homes to reflect their desires and give them a place to do what they most love. More here.

Household Growth Is On The Rise

Following the housing crash, the homeownership rate fell from its peak and the number of Americans forming new households slowed. But according to a new report from Harvard University’s Joint Center for Housing Studies, household growth is once again on the rise. In fact, the report shows that the pace of household growth increased from 653,000 in 2013 to 1.0 million in 2014 and1.3 million in 2015. That’s good news for the health of the housing market, especially since young Americans are expected to form 2 million households per year over the next 10 years. Chris Herbert, managing director of Harvard’s Joint Center for Housing Studies, says there are still some lingering challenges holding buyers back, however. “Tight mortgage credit, the decade-long falloff in incomes that is only now ending, and a limited supply of homes for sale are all keeping households – especially first-time buyers – on the sidelines,” Herbert said. “And even though a rebound in home prices has helped to reduce the number of underwater owners, the large backlog of foreclosures is still a serious drag on homeownership.” Still, evidence shows buyer demand is high and homeownership continues to be a goal for most Americans. As Herbert says, “The question is not so much whether families will want to buy homes in the future, but whether they will be able to do so.” More here.

Money Matters Hold Back Housing Sentiment

The number of Americans who say it’s a good time to sell a house rose 5 percent in June, according to Fannie Mae’s monthly Home Purchase Sentiment Index. That represents an all-time survey high. Combined with a 3 percent bump in the number of survey respondents who said it was a good time to buy a house, the results seem to show an increasing optimism about the real estate market. But though participants may see opportunity, concerns about their personal income and the direction of the overall economy may be holding them back. In fact, money worries led to a 2.1 percent drop in overall sentiment from the previous month’s highs. “The HPSI’s pullback in June from last month’s survey-high reading suggests a slight weakening in the 12-month outlook for housing activity,” Doug Duncan, Fannie Mae’s senior vice president and chief economist, said. “Pending home sales have pulled back in the face of continued home price growth, and we’re seeing some softening in the higher priced components of the market. Growing pessimism about the overall direction of the economy gives us further pause as it now stands at the highest level we’ve seen in our National Housing Survey in the last two years.” According to Duncan, real improvement will require more affordable homes available for sale and a significant boost in Americans’ income growth perceptions. More here.

Mortgage Rates Drop To Near Record Lows

According to the Mortgage Bankers Association’s Weekly Applications Survey, average mortgage rates fell to their lowest level in more than three years last week. And, in the case of jumbo loans, rates fell to lows not seen since 2011. Michael Fratantoni, MBA’s chief economist, told CNBC that financial market volatility is behind the rate drop. “Mortgage rates have been low for years, but the impact of Brexit has brought us close to record lows once again, with jumbo rates already at their lowest levels, giving more borrowers a larger incentive to refinance,” Fratantoni said in reference to Britain’s exit from the European Union. In fact, refinance activity – which is more sensitive to rate fluctuations – surged last week, climbing 21 percent from the week before. With rates down across all loan categories, including FHA loans and 15-year fixed-rate mortgages, that’s no surprise. Purchase activity also benefited from falling mortgage rates. The seasonally adjusted purchase index was up 4 percent and is now 23 percent higher than the same week one year ago. The MBA’s weekly survey has been conducted since 1990 and covers 75 percent of all retail residential mortgage applications. More here.